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Businesses
$0/m Start
$0/m on Your 1st Financed Payment Plan
Does Woje take a percentage of my sales?
On ACH, No. You keep 100% of your sale. Woje only earns a portion of the interest and fees you choose to charge your customer. Regular merchant fees on credit cards, debit cards, and other processes may require merchant processing fees that will be passed to you.
Subscriptions Are Automated Up & Down
NO NEED TO WORRY WHAT SUBSCRIPTION YOU WILL NEED.
Add your first customer and create your first payment plan with $0/m Subscription.
When you have two "ACTIVE" Payment plans, you will automatically be set at the $58/m Subscription, where you can have up to 50 active Payment Plans.
Once you reach between 51 and 100 "ACTIVE" Plans, you will automatically be set at the $98/m Subscription.
SUBSCRIPTIONS AUTOMATICALLY GO UP & DOWN.
If you have 51 "ACTIVE" Plans and one customer pays theirs off, you automatically drop back down to the $58/m subscription
What is an "ACTIVE" Payment Plan?
An "ACTIVE" Payment Plan has two factors...1. A balance, and 2. A signature.
Subscriptions are only based on "ACTIVE" Payment Plans.
Full list of current subscription rates based on your "ACTIVE" Payment Plans
$0/m: 1 APP's (Active Payment Plan)
$58/m: 2 to 50 APP's
$98/m: 51 to 100 APP's
$198/m: 101 to 200 APP's
$298/m: 201 to 300 APP's
$398/m: 301 to 400 APP's
$498/m: 401 to 500 APP's
$598/m: 501 to 600 APP's
$698/m: 601 to 700 APP's
$798/m: 701 to 800 APP's
$898/m: 801 to 900 APP's
$1,000/m: 901 to < APP's
What Is the subscription for?
It is used to cover the basic cost of being able to run a MyWoje Dashboard. Costs such as immediate bank verification, 2 third party verification companies, encryption, security, etc.
Where does Woje Profit?
If you choose ACH, Woje makes 0% on your sales. If you sell something for $5,000, you make all $5,000!
Woje makes 25% of the interest and fees, you decide to charge...again, Woje receives $0 on ACH principle.
No contracts - cancel anytime by closing all Active Payment Plans.
INDVIDUAL SELLER
$0/m
No Subscription
No contracts - cancel anytime by closing all Active Payment Plans.
Is there any subscription for Individual Sellers?
No Subscription. No Limits. Just More Money in Your Pocket.
Got something to sell — like a motorcycle, antique, handmade item, or extra car?
If you want full price, payments are the easiest way to get it. And with MyWoje, you can make interest, too.
Whether you’re selling one item or dozens, Individual Sellers never pay a subscription—no matter how many payment plans you create.
Set up your free MyWoje Dashboard and start getting top dollar today.
How does Woje charge Individual Sellers
Woje makes 1/2 the interest and fees that you decide to charge. No subscriptions, no hidden fees.
Does Woje take any of the interest or fees I charge as an individual seller?
Yes—Woje keeps 1/2 of the interest and fees you choose to charge. You keep the rest, plus 100% of your sale price when done through ACH.
Can an individual seller upgrade to a business dashboard?
Yes! Just go to your user dropdown and click “Add a Business.” It’s quick, easy, and gives you access to more powerful tools.
Can I be an individual seller and a business?
The best way to describe it is that every user can have multiple identities. You can be an individual, and you can also be any number of businesses that you own. Each identity has two roles: a seller and a consumer. That way, if you want to sell something as a business or sell something as an individual, they remain separate. All of this is available to you in one dashboard.
CONSUMER
$0/m
No Cost / No Subscription
What is a Woje Consumer account?
It’s your free account to manage payments, see your financing terms, and build trust with the businesses you buy from.
Do I need good credit to use Woje?
No credit check is required. Businesses choose who they trust and offer payment plans based on their own terms—not a credit score.
Is there a fee to use Woje as a customer?
No upfront fee. If the business charges interest or fees, they’ll be clearly listed in your payment plan before you agree.
Can I pay off my balance early?
Yes! Woje is built on fairness. You can pay off your plan early without any penalties.
Am I automatically a seller too?
Every Woje Consumer and also be an Individual Seller. That means you can accept payments on items you’re selling too—just like that.
Can I change from Consumer to Business?
Don't think of it as changing or upgrading. You're actually just adding a business.
No Subscription
No contracts - cancel anytime by closing all Active Payment Plans.
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